Account Type	Minimum Deposit	Rate	APY*	Minimum Balance for Dividend
Member Savings	$5.00	0.25%	0.25%	$25.00
Basic Checking	$0.00	N/A	N/A	N/A
Plus Checking	$250.00	0.15%	0.15%	$250.00
Premier Checking	$1,500.00	0.25%	0.25%	$1,500.00
Christmas Club	$0.00	0.25%	0.25%	$25.00
Secondary Savings	$0.00	0.25%	0.25%	$25.00
Kirby Kids Club & Elements Teen Accounts	$5.00	1.24%	1.25%	$25.00