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Rates >> High Yield, IRAs & CDs

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High Yield, IRAs & CDs

as of July 01, 2009

 CD SPECIALS

13 months SPECIAL  -  2.00% APY*
30 months SPECIAL  -  2.75% APY*

*APY = Annual Percentage Yield based on interest compounded monthly. Bonus APY available for deposits greater than $100,000.00. Limited time offer as of 07-01-2009.

Account Type

Rate

APY*

Advantage High Yield - Min. Deposit $2,500 **

$0.00 -  $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 and up

0.00%
0.75%
1.00%
1.24%

0.00%
0.75%
1.00%
1.25%

Extreme High Yield - Min. Deposit $25,000 **

$0.00 -  $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $74,999.99
$75,000.00 and up

0.00%
1.24%
1.49%
1.74%

0.00%
1.25%
1.50%
1.75%

IRA  Savings (Traditional & Roth) - Min. Deposit $100 **

$0.00 -  $99.99
$100.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 and up

0.00%
0.75%
1.00%
1.49%

1.74%

0.00%
0.75%
1.00%
1.50%
1.75%

Certificates of Deposit  -
Min. Deposit $1,000 ***

      Under $100,000

      $100,000 & over

     (Also available for IRAs)

Rate

APY*

Rate

APY*

6 Month CD

1.24%

1.25%

1.34%

1.35%

12 Month CD

1.49%

1.50%

1.59%

1.60%

18 Month CD

1.74%

1.75%

1.83%

1.85%

24 Month CD

2.23%

2.25%

2.33%

2.36%

36 Month CD

2.47%

2.50%

2.57%

2.60%

 

*APY = Annual Percentage Yield as of July 01, 2009. Minimum balance required to open the account. Interest calculated by the daily balance method.
** Dividends paid and compounded monthly. A minimum balance fee may apply. Check our fee schedule for details.
***Rates fixed for the term of the certificate. A penalty may be imposed for early withdrawal. Minimum balance $100 for minors.
**** Rate subject to change. Additional bonus available for certificates with balances greater than $100,000.00.

 


FinancialEdge Community Credit Union
P.O. Box 446
Bay City, Michigan 48707
989.892.6088
Fax: 989.892.3610
info@financialedgeccu.org

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