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Deposit Accounts

Savings, Checking & Certificate Accounts

Save for a rainy day - or a sunny one! Our savings accounts can help you achieve small goals like a family vacation, or big milestones like your child's college education.

Types of deposit accounts include:

Savings Accounts
Checking Accounts
High Yield Accounts
Certificates of Deposit
IRAs (Traditional and Roth)
Christmas Club

 

 

Click here for official rules

Savings

Membership in FinancialEdge Community Credit Union is easy. All it takes is a $5.00 minimum deposit to open your Member Savings Account. This simple, convenient account is the perfect starting point for any savings plan. (Under 18? Click here to check out the Kirby Kangaroo Club for children ages 0 - 12 or the elements club for teens ages 13 - 17)

You can also set up a Secondary Savings Account and give them a unique name to help you better manage you finances, such as "Vacation Account" or "Taxes". These accounts are similar to your Member Savings Account, but with no minimum balance requirement.

Click here for current Savings Rates

 

Checking Accounts

Checking accounts are designed to help keep your finances running smoothly. With free ElectronicEdge online account access, online check reordering, Estatements and debit card access, checking never looked better! Overdraft protection is available on any of our checking accounts. Fees may apply. Please ask us for details.
Not sure which checking type is right for you? Use the chart below to compare... Still not sure? Click here to contact the Member Service Department for personal assistance in choosing an account to meet your financial needs.

Click here for current Checking Rates

 

High Yield, Certificates of Deposit and IRAs

Advantage High Yield Account
Our high yield accounts provide higher returns than Member Savings and greater liquidity than CDs. You can open an Advantage High Yield Account with $2,500 or more and earn higher rates as your balance increases.

Extreme High Yield Account
A deposit of $25,000 or more qualifies you for an Extreme High Yield Account. Higher balances earn even higher rates.

Both High Yield Accounts offer:
Monthly interest
No withdrawal penalties
Tiered dividends
A maximum of 6 withdrawals per month

Click here for current High Yield Rates

Certificates of Deposit
Our Certificates of Deposit earn a fixed rate of interest over the entire period of the investment. You can choose the term that best fits your investment goals and lock in a guaranteed rate. CD's offered in several types including Standard and Special Terms, Traditional IRA and Roth IRAs

Click here for current CD rates and terms

Save to Win! You could win $100,000 with our Save to Win Certificate.

Click here for details.

 


FinancialEdge Community Credit Union
P.O. Box 446
Bay City, Michigan 48707
989.892.6088
Fax: 989.892.3610
info@financialedgeccu.org

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