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Conventional • Balloon • HELOC • Home Equity Single Advance
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Conventional Mortgage 
FinancialEdge CCU offers First Mortgage Loans up to $417,000 to qualified borrowers with repayment terms up to 30 years. Talk to a mortgage loan officer today to determine which mortgage product fits your needs.
For more information, you may reach our Loan Department at 989-892-6088 or 800-610-2764 and press 4.
Balloon Mortgage 
With a FinancialEdge CCU balloon first mortgage loan, you can amortize your loan for up to 30 years while enjoying a very competitive interest rate through the balloon term of your loan.
This mortgage allows you to make a lower monthly payment or build equity in your home faster than a higher fixed rate mortgage. This mortgage also works well if you do not intend on residing in your home for an extended period of time.
Although your payment and interest rate remain the same through the balloon term, the remaining principal balance would have to be refinanced after the balloon term. If you refinance with the same type of balloon mortgage through FinancialEdge CCU, there are no closing costs.
For more information, you may reach our Loan Department at 989-892-6088 or 800-610-2764 and press 4.
Home Equity Line of Credit 
A Home Equity Line of Credit Loan from FinancialEdge CCU is a great way to attain your financial goals. Use your home's equity to maximize your purchasing power for those home improvements, college education, purchase a new car, consolidate credit card bills, or any other worthy initiative.
Features:
- Variable rate based on prime lending rate - Click here for the current rate.
- Borrow up to $100,000
- No closing costs
- Payroll deduction available
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Loans up to 90% of appraised value or 2X's SEV - (Minus existing liens)
FAST - EASY - CONVENIENT
For more information or to apply by telephone, you may reach our Loan Department at 989-892-6088 or 800-610-2764 and press 4, or stop by our branch locations.
FinancialEdge CCU uses a managed credit system to determine the actual APR. Check with the loan department for more details.
Home Equity Single Advance
FinancialEdge CCU offers Single Advance Home Equity Loans to qualified borrowers with terms up to a maximum of 240 months. Use the equity in your home to pay for expenses related to home improvements, college expenses, purchase a new car or truck, or consolidate high interest credit card balances. No matter the purpose, FinancialEdge CCU has the mortgage product that fits your needs.
For more information, you may reach our Loan Department at 989-892-6088 or 800-610-2764 and press 4.
FinancialEdge Community Credit Union
P.O. Box 446
Bay City, Michigan
48707
989.892.6088
Fax: 989.892.3610
info@financialedgeccu.org
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