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Rates >> Fee Schedule (Personal)

Savings & Checking | Business Accounts | High Yield, IRAs & CDs
Vehicle & Secured Loans | Mortgage & Home Equity | Credit Cards & Unsecured
Fee Schedule (Business)

Personal Account Fee Schedule - effective as of March 1, 2010

Account Reconciliation

$20.00

  per hour
Account Research

$25.00

  per hour
Check Cashing (for non-member)

$5.00

  per check
Statement Copies

$1.00

  per statement page
Domestic Wire Transfers

$15.00

  per transfer

International Wire Transfers

$30.00

  per transfer
Bad Address

$2.00

  per month (after 90 days on file)
Legal Process (garnishment, levy, etc.)

$25.00

 
Return Item

$25.00

  per item

NSF Fee (Paid or Returned)

$25.00
per item

  A fee will be imposed for overdrafts created by
  check processing, ACH items, in-person
  withdrawals, ATM withdrawals, point-of-sale
  withdrawals, debit card purchases at retail
  merchants or by other electronic means, as
  applicable
Excess Transaction Fee
(exceeding established activity limitations)

$25.00

  per item
Stop Payment Order

$25.00

  per order
Check Copy*

$2.00

  per copy
Check Printing

varies

  depending on style of check ordered
Reissue of ATM / Debit Card

$5.00

  per reissue
Reissue of PIN #

$5.00

  per reissue
Money Orders

$1.00

  per money order
Cashier Checks

$1.00

  per check - FREE for Plus & Premier Chacking
  Accounts, loan advance, or for amounts greater
  than $1,000.00
Coin Deposit

FREE
2%
6%

  First $200 FREE
  over $200
  Non-member, any amount
Minimum Balance Fee - Plus Checking

$5.00

  if fall below minimum balance during month
Minimum Balance Fee - Premier Checking

$10.00

  if fall below minimum balance during month
Inactivity Fee - Member Savings 

$5.00
(or closure)

  per month - after 12 months dormant
Inactivity Fee - Basic Checking

$5.00
(or closure)

  per month - after 6 months inactive
Early Closure Fee

$5.00

  if closed within 60 days of account opening
Late Payment Fee - Consumer Loans

$25.00

  if payment is 30 days or more past due
reviewed: March 01, 2010


* Check copies are available free online through ElectronicEdge, simply by viewing the image from your account history screen.

 


FinancialEdge Community Credit Union
P.O. Box 446
Bay City, Michigan 48707
989.892.6088
Fax: 989.892.3610
info@financialedgeccu.org

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